• Financial Literacy -
    Standards and Skills

     

    Financial Literacy Unit 2: Money Management9.2.8.B.1-B.12

    Money Management involves setting financial goals.
    Money Management is reliant on developing and maintaing personal budgets.Money Management requires an understanding of cash flow systems and business practices.
     

    Financial Literacy Unit 3: Credit and Debt Management
    9.2.8.C.1-C.10

    Credit management includes making informed choices about sources of credit and requires and understanding of the cost of credit.

    Credit worthiness is dependent on making informed credit decisions and managing debt responsibly.

     

    Financial Literacy Unit 4: Planning, Saving, and Investing
    9.2.8.D.1-D.8

    Information about investment options assists with financial planning. 
    Appropriate application of basic econonmic principles leads to wiser decisions for individual, family, and business financial planning.

    Cost-benefit analysis informs reponsible spending practices.

    The ability to prioritize wants and needs assits in making informed investments, purchases, and decisions.

    Consumer protection includes providing information about the range of products and services and about consumer resources, right and responsibilities.

    Financial Literacy Unit 5: Becoming a Critical Consumer

    The ability to prioritize wants and needs assets in making informed investments, purchases, and decisions.

    Cost-benefit analysis informs responsible spending practices.

    Consumer protection includes providing information about the range of products and services and about consumer resources, right and responsibilities.

     

    Financial Literacy Unit 6: Civic Financial Responsibility
    9.2.8.F.1-F.5

    The potential for building and using personal wealth includes responsibility to the broader community and an understanding of the legal rights and responsibilities of being a good citizen.

    Philanthropic, charitable, and entrepreneurial organizations play distinctly different but vitally important roles in supporting the interest of local and global communiities.

     

    Financial Literacy Unit 7: Risk Management and Insurance

    There are common financial risks and ways to manage risk.

    Insurance is designed to protect the consumer against unintended losses

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    Financial Literacy Unit 8: Income and Careers 9.2.8.A.1-.A.9

    The education you receive today leads you towards a rewarding career instead of a future dead end job.   

    Educational achievement, career choice, and entrepreneurial skills play a role in achieving a desired lifestyle.

    Income may be earned from a wide variety of sources.

    Income affects our spending decisions and lifestyle.

     

    6th Grade Proficiencies