Computer and Financial Literacy 8


    A. Students must complete assignments, demonstrate knowledge of class rules, and properly use computer hardware/software relative to NJCCCS 8.1 and 9.2.


    A. Students will demonstrate the following: sincere effort, cooperation, following directions, pride in work, self-control,  respect for self and others, patience, perseverance, positive attitude and responsibility for care and use of equipment.



    1. Students will apply computer skills while using school technology in a responsible manner.  This will include the use of word processing, Internet use and safety, desktop publishing, database, spreadsheet, webpage design, multimedia and programming.     

    2. Students will develop the skills and strategies to make informed judgments in order to take effective action regarding their current and future financial choices.  This will include the development of a set of money management skills that include the areas of spending, saving, credit strategies, insuring, investing and planning that are needed to respond effectively and be successful in an ever changing economic environment.

    a. The use and application of ethical values and global community goals when pursuing personal financial goals.

    b. Recognizing civic financial responsibility.


    1. Understand the concept of personal finance.

    2. Know the decision making process.

    3. Develop money management skills.

    4. Prudent use of credit and debt awareness.

    5. Planning and saving techniques to achieve long- and short-term goals.

    6. Apply consumer concepts and wise spending choices.

    7. Understand civic responsibility

    8. Appreciate the importance and need for Insurance

    9. Recognize the relationship between education, career, earning power and personal fulfillment.

    10. Recognize the relationship between income and standard of living.

    11. Comprehend the need for retirement planning.

    12. Identify the personal and societal consequences of financial decisions.

    13. Apply proper use of classroom equipment.

    14. Use word processing with an emphasis on planning, editing, and improving writing skills.

    15. Create professional documents, databases, spreadsheets, multimedia, desk top publishing and webpages integrated  into various projects using mathematical problem solving and critical thinking skills.

    16. Select and use appropriate tools and digital resources to accomplish a variety of tasks and to problem solve.

    17. Gain computer competence including Internet  proficiency for use as a research and design tool.

    18.  Follow internet netiquette, cyber safety and have cyber bullying awareness.

    19.  Use effective problem solving skills and higher level thinking.


    1. Recognize and demonstrate an understanding of financial literacy concepts and of their practical applications.

    2. Transfer this understanding of financial literacy for use as an essential personal life skill needed for future well being.

    3. Link spending practices with quality of living/lifestyle.

    4. Recognize the importance of financial education to their economic future.

    5. Associate the relationship between education, career and future earnings.

    6. Understand that financial literacy is the use of principles and methods that individuals acquire to manage income and assets.

    7.  Know that the financial decisions they make today will impact their future.

    8. Strive for financial preparedness and attainment of financial independence as they mature.

    9. Comprehend that financial literacy is dynamic.  It is a continuum of abilities that changes according to age, family, culture, and circumstances and is a life-long process.

    10. Appreciate their role in local, state, national and the global economy to become productive citizens

    11. Strive for Knowledge and mastery of digital tools for learning and growth.


    A. Attendance: Refer to Board of Education Policy


    A. Grades will be based on class assignments and projects, participation and demonstrated attitudes and behaviors.